2023 Form 5500 filing — Innovation Refunds 401(K) Plan

Plain-English filing summary

According to public Form 5500 filings published through the U.S. Department of Labor (DOL) Employee Benefits Security Administration (EBSA) via the EFAST2 system, this is the 2023 Form 5500 filing (EFAST2 acknowledgement 20250714073048NAL0000746465001) for Innovation Refunds 401(K) Plan, reported by Ir Labs De, LLC under EIN 87-4035214 and plan number 001. It reports 273 participants. Attached schedules in the loaded dataset include Schedule H (large plan financials), Schedule C (service provider compensation).

Form 5500 2 · 2023

Filing snapshot

Net assets (EOY)$6.4MReported net assets$6,354,091

Participants273

Provider compensation$53.5K4 Schedule C row(s)$53,497

Schedules filedSchedule H, Schedule CLoaded schedules

EFAST2 acknowledgement: 20250714073048NAL0000746465001
Plan sponsor: Ir Labs De, LLC
EIN: 87-4035214
Plan number: 001
Location: West Des Moines, IA
Received date: not reported in the loaded dataset

How to read this filing

This is a single annual Form 5500 filing, identified by its EFAST2 acknowledgement id.
Schedule chips (Sch H / I / C) show which schedules this filing includes.
Net assets = total assets minus total liabilities (Schedule H/I).
Fields a filing did not report are labeled not reported in the loaded dataset — never estimated.
For the plan's full history, open the plan profile.

Schedule H · 2023

Reported financial snapshot

Reported figures as filed, in whole dollars. Only fields the filing reports are shown.

Reported balance (end of year)$6.4M total assets

Net assets$6.4MLiabilities$0

Money in vs. money out

Total income / additions$6.3M

Total expenses$1.3M

Benefits paid / distributions$1.3M

Contributions

Employer$1.7M

Participant$3M

Full reported line items

Total assets (EOY): $6,354,091
Total liabilities (EOY): $0
Net assets (EOY): $6,354,091
Employer contributions: $1,672,012
Participant contributions: $3,013,877
Total income / additions: $6,329,446
Benefits paid: $1,295,660
Administrative expenses: $46,668
Total expenses: $1,342,328
Net increase / (decrease): $4,987,118

Schedule C

Reported service provider compensation

Compensation reported on the 2023 filing, ranked by reported total.

1
Principal Life Insurance Company$42.5K
CONTRACT ADMINISTRATOR · Direct $42.5K · Indirect $0
2
Principal Securities Inc$11K
OTHER SERVICES · Direct $0 · Indirect $11K
3
Morningstar Investment Management L$0
INV ADV, PARTICIPANTS · Direct $0 · Indirect $0
4
Wilshire Advisors LLC$0
INVESTMENT ADVISORY · Direct $0 · Indirect $0

What to inspect next

Frequently asked questions

What does EFAST2 acknowledgement 20250714073048NAL0000746465001 cover?: It is the 2023 Form 5500 filing for Innovation Refunds 401(K) Plan, reported by Ir Labs De, LLC (EIN 87-4035214).
Which Form 5500 schedules are attached to this 2023 filing?: Attached schedules in the loaded dataset include Schedule H (large plan financials), Schedule C (service provider compensation).