Plan5500

American Express Retirement Savings Plan — Form 5500 plan (American Express Company And Its Participating Subsidiaries)

Plain-English plan summary

According to public Form 5500 filings published through the U.S. Department of Labor (DOL) Employee Benefits Security Administration (EBSA) via the EFAST2 system, American Express Retirement Savings Plan is a benefit plan reported by American Express Company And Its Participating Subsidiaries under EIN 13-4922250 and plan number 002. The latest loaded filing year is 2023. The filing reports 39,869 participants and $7,886,798,934 in end-of-year plan assets, where available in the loaded dataset.

Form 5500 plan profile · 2023

Key reported metrics

Net assets (EOY)$7.7BPlan net assets, end of year$7,718,058,973
Participants39.9KCovered participants reported39,869
Assets / participant$197.8KComputed: assets ÷ participants$197,818 (computed)
Provider compensation$13.6M22 Schedule C provider row(s)$13,590,452
Plan sponsor
American Express Company And Its Participating Subsidiaries
EIN
13-4922250
Plan number
002
Plan type
2
Location
New York, NY
Latest filing year
2023
How to read this plan profile
  • Net assets = total assets minus total liabilities, end of year (Schedule H/I).
  • Assets / participant is computed (assets ÷ reported participants) — a ratio, not a filed figure.
  • Schedule chips (Sch H / I / C) show which schedules each filing includes.
  • Fields a filing did not report are labeled not reported in the loaded dataset — never estimated.
  • Figures are reported as filed, in whole dollars; verify against the official DOL/EBSA record before relying on them.
EFAST2 filings

Form 5500 filing history

Each loaded annual filing for this plan. Open one for its full reported snapshot.

  1. 2023
    39,869 participants · 2Sch HSch C
    View filing →
Schedule H · 2023

Reported financial statement

Reported figures as filed, in whole dollars. Only fields the filing reports are shown; others are marked not reported.

Reported balance (end of year)$7.9B total assets
Net assets$7.7BLiabilities$168.7M
Money in vs. money out
Total income / additions$1.8B
Total expenses$473M
Benefits paid / distributions$459.3M
Contributions
Employer$265M
Participant$291.6M
Full reported line items

Net assets

Total assets (EOY)
$7,886,798,934
Total liabilities (EOY)
$168,739,961
Net assets (EOY)
$7,718,058,973
Net assets (BOY)
$6,378,601,534

Income & contributions

Employer contributions
$265,004,345
Participant contributions
$291,632,673
Total contributions
$591,703,938
Total income / additions
$1,812,444,032

Expenses & distributions

Benefits paid
$459,331,107
Administrative expenses
$13,415,737
Total expenses
$472,986,593
Net increase / (decrease)
$1,339,457,439
Computed from reported fields

Reported ratios

Derived only from this plan's own reported figures — comparisons within the filing, not benchmarks, estimates, or national averages.

Contribution share (employer vs. participant)
Employer 48%Participant 52%
Total expenses ÷ net assets6%Computed ratio
Benefits paid ÷ total income25%Computed ratio
Provider comp. ÷ net assets0%Computed ratio
Schedule C

Service provider compensation

Reported direct + indirect compensation per provider, ranked. Bars show relative scale.

  1. 1
    Sands Capital Management$2.2M
    SERVICE PROVIDER · Direct $2.2M
  2. 2
    Principal Life Insurance Company$2M
    SERVICE PROVIDER · Direct $2M · Indirect $0
  3. 3
    Morgan Stanley Investment Managemen$1.7M
    SERVICE PROVIDER · Direct $1.7M
  4. 4
    The London Company$1.1M
    SERVICE PROVIDER · Direct $1.1M
  5. 5
    Wellington Management Company, Llp$972.8K
    SERVICE PROVIDER · Direct $972.8K
  6. 6
    Times Square Capital Management$831.3K
    SERVICE PROVIDER · Direct $831.3K
  7. 7
    Brandywine Global Inv Mgt LLC$808.7K
    SERVICE PROVIDER · Direct $808.7K
  8. 8
    Tcw Asset Management Company$735.7K
    SERVICE PROVIDER · Direct $735.7K
  9. 9
    Westwood Management Corp.$594.4K
    SERVICE PROVIDER · Direct $594.4K
  10. 10
    Jp Morgan Investment Management Inc$519.3K
    SERVICE PROVIDER · Direct $519.3K
  11. 11
    Ameriprise Trust Co.$515.3K
    SERVICE PROVIDER · Direct $515.3K
  12. 12
    Loomis Sayles & Co. Llp$306.3K
    SERVICE PROVIDER · Direct $306.3K
  13. 13
    Nepc, LLC$286.1K
    SERVICE PROVIDER · Direct $286.1K
  14. 14
    Fidelity Inst. Asset Mgmt. Tr. Co.$264.9K
    SERVICE PROVIDER · Direct $264.9K
  15. 15
    Ir&M Core Fixed Income Portfolio$140.7K
    SERVICE PROVIDER · Direct $140.7K
  16. 16
    Garcia Hamilton Core Fixed Income P$130.7K
    SERVICE PROVIDER · Direct $130.7K
  17. 17
    American Express Company$123.2K
    PLAN SPONSOR · Direct $123.2K
  18. 18
    Vanguard Fiduciary Trust Co.$116K
    SERVICE PROVIDER · Direct $116K
  19. 19
    Morningstar, Inc$111.5K
    SERVICE PROVIDER · Direct $111.5K
  20. 20
    Diana Salesky$67K
    SERVICE PROVIDER · Direct $67K
  21. 21
    Blackrock Institutional Trust Co$55.8K
    SERVICE PROVIDER · Direct $55.8K
  22. 22
    Atlanta Capital High Quality Focuse$41.2K
    SERVICE PROVIDER · Direct $41.2K

What to inspect next

Frequently asked questions

Who sponsors the American Express Retirement Savings Plan?
American Express Retirement Savings Plan is reported as sponsored by American Express Company And Its Participating Subsidiaries (EIN 13-4922250, plan number 002) in public Form 5500 filings.
What is the most recent Form 5500 filing year for American Express Retirement Savings Plan?
The latest Form 5500 filing year loaded for American Express Retirement Savings Plan is 2023.
How many participants does American Express Retirement Savings Plan report?
American Express Retirement Savings Plan reports 39,869 participants in its latest loaded Form 5500 filing.
What are the reported plan assets for American Express Retirement Savings Plan?
American Express Retirement Savings Plan reports $7,886,798,934 in end-of-year plan assets in its latest loaded Form 5500 filing.
Form 5500 terms, in plain English
Form 5500
The annual report most U.S. employee benefit plans file with the Department of Labor through the EFAST2 system. It documents the plan sponsor, participants, finances, and service-provider compensation.
Schedule H
The financial statement for larger plans (generally 100+ participants): assets, liabilities, net assets, income, expenses, and the net change.
Schedule I
The condensed financial statement for smaller plans, covering the same kinds of figures in less detail.
Schedule C
Reports compensation paid to the plan’s service providers — both direct and indirect.
Net assets
Total assets minus total liabilities at the end of the year — what the plan holds for participants.
Employer / participant contributions
Money contributed to the plan by the employer and by participants during the year.

Figures are reported as filed and may contain errors or omissions. Verify against the official DOL/EBSA record before relying on any value.

Related Form 5500 pages