Prospectus/Berco 401(K) Plan — Form 5500 plan (Prospectus/Berco)
Plain-English plan summary
According to public Form 5500 filings published through the U.S. Department of Labor (DOL) Employee Benefits Security Administration (EBSA) via the EFAST2 system, Prospectus/Berco 401(K) Plan is a benefit plan reported by Prospectus/Berco under EIN 23-2023612 and plan number 001. The latest loaded filing year is 2023. The filing reports 351 participants and $12,053,895 in end-of-year plan assets, where available in the loaded dataset.
Form 5500 plan profile · 2023
Key reported metrics
Net assets (EOY)$12.1MPlan net assets, end of year$12,053,895
Participants351Covered participants reported
Assets / participant$34.3KComputed: assets ÷ participants$34,342 (computed)
Provider compensation$61.1K3 Schedule C provider row(s)$61,117
- Plan sponsor
- Prospectus/Berco
- EIN
- 23-2023612
- Plan number
- 001
- Plan type
- 2
- Location
- Reading, PA
- Latest filing year
- 2023
Form 5500 filing history
| Filing year | Participants | Schedules | Filing |
|---|---|---|---|
| 2023 | 351 | H, C | 20250401112536NAL0003979667001 |
Schedule H · 2023
Reported financial statement
Reported figures as filed, in whole dollars. Only fields the filing reports are shown; others are marked not reported.
Reported balance (end of year)$12.1M total assets
Net assets$12.1MLiabilities$0
Full reported line items
Net assets
- Total assets (EOY)
- $12,053,895
- Total liabilities (EOY)
- $0
- Net assets (EOY)
- $12,053,895
- Net assets (BOY)
- $10,971,275
Income & contributions
- Employer contributions
- $789,982
- Participant contributions
- $699,558
- Total contributions
- $1,521,375
- Total income / additions
- $2,705,713
Expenses & distributions
- Benefits paid
- $1,561,392
- Administrative expenses
- $61,117
- Total expenses
- $1,623,093
- Net increase / (decrease)
- $1,082,620
Computed from reported fields
Reported ratios
Derived only from this plan's own reported figures — comparisons within the filing, not benchmarks, estimates, or national averages.
53%47%
Employer 53%Participant 47%
Total expenses ÷ net assets13%Computed ratio
Benefits paid ÷ total income58%Computed ratio
Provider comp. ÷ net assets1%Computed ratio
Service provider compensation (Schedule C)
| Provider | Service | Direct comp. | Indirect comp. | Year |
|---|---|---|---|---|
| Empower Annuity Insurance Company O | RECORDKEEPER | $39,835 | $0 | 2023 |
| Merrill Lynch Pierce Fenner & Smith | INVESTMENT ADVISOR | $17,198 | not reported in the loaded dataset | 2023 |
| Empower Advisory Group, LLC | INVESTMENT MGMT | $4,084 | not reported in the loaded dataset | 2023 |
Related Form 5500 pages
- All Form 5500 plans for Prospectus/Berco
- 2023 Form 5500 filing
- Form 5500 filings in PA
- 401(k) and benefit plan filings in Reading, PA
- Empower Annuity Insurance Company O — Schedule C compensation
- Merrill Lynch Pierce Fenner & Smith — Schedule C compensation
- Empower Advisory Group, LLC — Schedule C compensation