Municipal Credit Union 401(K) Plan — Form 5500 plan (Municipal Credit Union)

Plain-English plan summary

According to public Form 5500 filings published through the U.S. Department of Labor (DOL) Employee Benefits Security Administration (EBSA) via the EFAST2 system, Municipal Credit Union 401(K) Plan is a benefit plan reported by Municipal Credit Union under EIN 13-5261470 and plan number 002. The latest loaded filing year is 2023. The filing reports 453 participants and $18,256,634 in end-of-year plan assets, where available in the loaded dataset.

Form 5500 plan profile · 2023

Key reported metrics

Net assets (EOY)$18.2MPlan net assets, end of year$18,195,549
Participants453Covered participants reported
Assets / participant$40.3KComputed: assets ÷ participants$40,302 (computed)
Provider compensation$106.6K2 Schedule C provider row(s)$106,559
Plan sponsor
Municipal Credit Union
EIN
13-5261470
Plan number
002
Plan type
2
Location
New York, NY
Latest filing year
2023
How to read this plan profile
  • Net assets = total assets minus total liabilities, end of year (Schedule H/I).
  • Assets / participant is computed (assets ÷ reported participants) — a ratio, not a filed figure.
  • Schedule chips (Sch H / I / C) show which schedules each filing includes.
  • Fields a filing did not report are labeled not reported in the loaded dataset — never estimated.
  • Figures are reported as filed, in whole dollars; verify against the official DOL/EBSA record before relying on them.
EFAST2 filings

Form 5500 filing history

Each loaded annual filing for this plan. Open one for its full reported snapshot.

  1. 2023
    453 participants · 2Sch HSch C
    View filing →
Schedule H · 2023

Reported financial statement

Reported figures as filed, in whole dollars. Only fields the filing reports are shown; others are marked not reported.

Reported balance (end of year)$18.3M total assets
Net assets$18.2MLiabilities$61.1K
Money in vs. money out
Total income / additions$7.1M
Total expenses$2.9M
Benefits paid / distributions$2.8M
Contributions
Employer$1.5M
Participant$1.9M
Full reported line items

Net assets

Total assets (EOY)
$18,256,634
Total liabilities (EOY)
$61,085
Net assets (EOY)
$18,195,549
Net assets (BOY)
$14,016,494

Income & contributions

Employer contributions
$1,519,047
Participant contributions
$1,936,164
Total contributions
$4,804,384
Total income / additions
$7,111,605

Expenses & distributions

Benefits paid
$2,794,972
Administrative expenses
$68,792
Total expenses
$2,932,550
Net increase / (decrease)
$4,179,055
Computed from reported fields

Reported ratios

Derived only from this plan's own reported figures — comparisons within the filing, not benchmarks, estimates, or national averages.

Contribution share (employer vs. participant)
Employer 44%Participant 56%
Total expenses ÷ net assets16%Computed ratio
Benefits paid ÷ total income39%Computed ratio
Provider comp. ÷ net assets1%Computed ratio
Schedule C

Service provider compensation

Reported direct + indirect compensation per provider, ranked. Bars show relative scale.

  1. 1
    CONTRACT ADMINISTRATOR · Direct $68.8K · Indirect $0
  2. 2
    INVESTMENT ADVISORY · Direct $0 · Indirect $37.8K

What to inspect next

Frequently asked questions

Who sponsors the Municipal Credit Union 401(K) Plan?
Municipal Credit Union 401(K) Plan is reported as sponsored by Municipal Credit Union (EIN 13-5261470, plan number 002) in public Form 5500 filings.
What is the most recent Form 5500 filing year for Municipal Credit Union 401(K) Plan?
The latest Form 5500 filing year loaded for Municipal Credit Union 401(K) Plan is 2023.
How many participants does Municipal Credit Union 401(K) Plan report?
Municipal Credit Union 401(K) Plan reports 453 participants in its latest loaded Form 5500 filing.
What are the reported plan assets for Municipal Credit Union 401(K) Plan?
Municipal Credit Union 401(K) Plan reports $18,256,634 in end-of-year plan assets in its latest loaded Form 5500 filing.
Form 5500 terms, in plain English
Form 5500
The annual report most U.S. employee benefit plans file with the Department of Labor through the EFAST2 system. It documents the plan sponsor, participants, finances, and service-provider compensation.
Schedule H
The financial statement for larger plans (generally 100+ participants): assets, liabilities, net assets, income, expenses, and the net change.
Schedule I
The condensed financial statement for smaller plans, covering the same kinds of figures in less detail.
Schedule C
Reports compensation paid to the plan’s service providers — both direct and indirect.
Net assets
Total assets minus total liabilities at the end of the year — what the plan holds for participants.
Employer / participant contributions
Money contributed to the plan by the employer and by participants during the year.

Figures are reported as filed and may contain errors or omissions. Verify against the official DOL/EBSA record before relying on any value.

Related Form 5500 pages